Indexed Annuities

Indexed Annuities: Market-Linked Investment Performance with a Guaranteed Minimum Rate of Interest
An indexed annuity is a fixed annuity that typically provides the contract owner with an investment return that is a function of the change in the level of an index, such as the S&P 500, while guaranteeing no less than a stated fixed return on the investment. These products are designed for investors who want to partake in the benefits of a market-linked vehicle with a protected investment floor if there is a downturn in the benchmark index. Some indexed annuities also offer riders that guarantee income for life, even if the annuity value declines to zero.

June 29th, 2016 by Global Insurance Financial Solutions