Consider Surplus Insurance for your Home Insurance
Posted by Boes Financial Services, Inc on
Have you noticed the craziness of the housing insurance market – of course, you have.
The result of overzealous insurance companies, aggressive lobbyists, and impotent lawmakers has led to the following:
Double and in some cases triple-digit percentage increases in insurance premium.
Unconscionable rules to qualify for insurance e.g. roofs 10 years or less.
Whole counties are being shut out of insurance even if you were willing to bear the harshness of the rules and the increases.
With all this bad news, we do have some choices. It is time to consider an out-of-state insurer (a.k.a Surplus Carrier). These are typically nationally rated companies who chose not to be regulated by Florida (but as you know – what regulation, right?).
If your home is in otherwise good condition, regardless of the roof age, get a quote to see how these companies compare to your previous or current insurance company, then talk to one of our licensed agents and we’ll explain any differences. You have absolutely nothing to lose and you could save money by deferring your roof replacement or reducing your premium.
Give it a try. Click right HERE and enter your home information then we’ll present you a quote and with our help, you can make the right decision for yourself.