Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Understanding The Liability Portion Of Homeowners InsuranceGenerally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...
Health Insurance Options For The Self-Employed
Posted: September 10, 2019
Health Insurance Options For The Self-EmployedMore Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...
Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance
Posted: September 7, 2019
Voluntary Term Life Insurance Vs. Voluntary Permanent Life InsuranceVoluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...
Understanding The Different Types Of Surety Bonds
Posted: September 4, 2019
Understanding The Different Types Of Surety BondsIf you are in business in any of a wide range of industries, surety bonds are likely to be part of your business insurance package. These bonds are used in a variety of business situations in which an additional guarantee for the quality of service or products is required. The following is some basic information about the different types of security bonds used in business...
Staying Safe When Passing A Roadside Accident
Posted: September 1, 2019
Staying Safe When Passing A Roadside AccidentAccidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...